As property prices continue their upward climb across Australia, first‑home buyers are facing a uniquely challenging market in 2026. With national dwelling values rising and the Reserve Bank’s recent February rate increase reducing borrowing capacity, buyers need to approach their search with strategy and confidence. This guide breaks down the practical steps every new buyer—or those supporting them—can take to avoid overpaying while still securing the right home in a competi

Starting October 1st, 2025, the Home Guarantee Scheme expands to include unlimited applicants, higher income eligibility, simplified regional access, and increased property price caps. While intended to help buyers, these changes may push prices higher and challenge affordability. With my 30 years of experience, I believe supply shortage remains the true issue, and acting early could benefit prospective buyers.