Homebuyer Guides

The RBA ended 2025 holding the cash rate at 3.60%, signaling no cuts ahead and hinting at possible hikes if inflation persists. With housing prices rising and risks tilted upward, borrowers should stay proactive—review buffers, consider partial fixes, and watch January CPI closely. How will this shape your 2026 mortgage strategy?

Rentvesting in Australia 2026: Discover if this property investment strategy is the right option for first home buyers who can’t afford their dream suburb.

Property investment jargon doesn’t have to be confusing. From negative gearing to equity and rental yield, we’ve broken down the essentials so you can make informed decisions. Ready to explore your options? Read our full guide and take the next step with confidence.

Want to secure your next property with confidence? Learn six proven strategies to boost your borrowing power, improve mortgage eligibility, and get the best home loan deal. Read more at Your Lending Experts

Help to Buy launched 5 December, offering up to 40% equity for new homes and 30% for existing ones. With 2% deposits and income caps, will this scheme truly help buyers or fall short? Read our expert take and find out if it’s right for you.

Choosing between a brand-new build and an established home isn’t just about style—it’s a financial strategy. From energy efficiency and custom design to location and capital growth, each option has pros and cons. Discover the key factors to help you make an informed decision for your next move.

Thinking of buying your first home? The Australian Government’s 5% Deposit Scheme could help you get there sooner—without paying lenders’ mortgage insurance. But before you dive in, it’s crucial to understand the eligibility criteria, hidden costs, and common mistakes first-time buyers often make. This guide breaks down the scheme, state-by-state price caps, and practical tips to help you make a confident, informed decision.

Wondering what 2026 holds for your home loan, property plans, or investment strategy? With steady housing growth, rate holds, and ongoing cost-of-living pressures, this article breaks down the key trends shaping Australia’s mortgage landscape. From price forecasts to RBA insights, find out how to position yourself wisely—whether you're buying, refinancing, or investing

Discover the benefits of a Family Guarantee when buying a home. Pool resources with loved ones, leverage family assets, and explore options like co-ownership and shared equity. Learn how these arrangements can make homeownership more accessible while highlighting important responsibilities. Contact us to find out if a Family Guarantee is right for your family’s property goals!

Unlock the potential of your home equity to fund your financial goals. Learn how equity works, the difference between total and usable equity, and key factors affecting borrowing options. Discover smart strategies for leveraging your home’s value effectively and ensure you make informed decisions with expert guidance. Your path to smarter financial management starts here!

Discover the realities of buying off the plan in Australia’s evolving property market. This comprehensive guide covers the benefits like financial flexibility, low maintenance, and tax perks, alongside risks such as delays, market fluctuations, and valuation concerns. Learn how to navigate contracts, assess developers, and make informed decisions for a secure investment. Perfect for buyers, owners, and investors seeking expert advice.

Starting October 1st, 2025, the Home Guarantee Scheme expands to include unlimited applicants, higher income eligibility, simplified regional access, and increased property price caps. While intended to help buyers, these changes may push prices higher and challenge affordability. With my 30 years of experience, I believe supply shortage remains the true issue, and acting early could benefit prospective buyers.